Tag: Consumer Credit Protection

15-U.S.C.-1666I-2 §1666I-2 – §1666I-2. Additional Limits On Interest Rate Increases Pathway Title 15 > Chapter 41 > Subchapter I > Part D > Section 1666i-2 Details Reference: Section 1666i-2 Legend: §1666I-2 – §1666I-2. Additional Limits On Interest Rate Increases USCode Year: 2013 Provision Content (a) Limitation on increases within first year Except in the case of an increase described in paragraph (1), (2),…

15-U.S.C.-1681N §1681N – Civil Liability For Willful Noncompliance Pathway Title 15 > Chapter 41 > Subchapter III > Section 1681n Details Reference: Section 1681n Legend: §1681N – Civil Liability For Willful Noncompliance USCode Year: 2013 Provision Content (a) In general Any person who willfully fails to comply with any requirement imposed under this subchapter with respect to any consumer is liable…

15-U.S.C.-1639A §1639A – Duty of Servicers of Residential Mortgages Pathway Title 15 > Chapter 41 > Subchapter I > Part B > Section 1639a Details Reference: Section 1639a Legend: §1639A – Duty of Servicers of Residential Mortgages USCode Year: 2013 Provision Content (a) In general Notwithstanding any other provision of law, whenever a servicer of residential mortgages agrees to enter into a qualified…

15-U.S.C.-1679B §1679B – Prohibited Practices Pathway Title 15 > Chapter 41 > Subchapter II-A > Section 1679b Details Reference: Section 1679b Legend: §1679B – Prohibited Practices USCode Year: 2013 Provision Content (a) In general No person may— (1) make any statement, or counsel or advise any consumer to make any statement, which is untrue or misleading (or which, upon the exercise…

15-U.S.C.-1641 §1641 – Liability of Assignees Pathway Title 15 > Chapter 41 > Subchapter I > Part B > Section 1641 Details Reference: Section 1641 Legend: §1641 – Liability of Assignees USCode Year: 2013 Provision Content (a) Prerequisites Except as otherwise specifically provided in this subchapter, any civil action for a violation of this subchapter or proceeding under section 1607 of this title…

15-U.S.C.-1641 §1641 – Liability of Assignees Pathway Title 15 > Chapter 41 > Subchapter I > Part B > Section 1641 Details Reference: Section 1641 Legend: §1641 – Liability of Assignees USCode Year: 2013 Provision Content (a) Prerequisites Except as otherwise specifically provided in this subchapter, any civil action for a violation of this subchapter or proceeding under section 1607 of this title…

15-U.S.C.-1691C-2 §1691C-2 – §1691C-2. Small Business Loan Data Collection Pathway Title 15 > Chapter 41 > Subchapter IV > Section 1691c-2 Details Reference: Section 1691c-2 Legend: §1691C-2 – §1691C-2. Small Business Loan Data Collection USCode Year: 2013 Provision Content (a) Purpose The purpose of this section is to facilitate enforcement of fair lending laws and enable communities, governmental entities, and creditors…

15-U.S.C.-1691C-2 §1691C-2 – §1691C-2. Small Business Loan Data Collection Pathway Title 15 > Chapter 41 > Subchapter IV > Section 1691c-2 Details Reference: Section 1691c-2 Legend: §1691C-2 – §1691C-2. Small Business Loan Data Collection USCode Year: 2013 Provision Content (a) Purpose The purpose of this section is to facilitate enforcement of fair lending laws and enable communities, governmental entities, and creditors…

15-U.S.C.-1692 §1692 – Congressional Findings and Declaration of Purpose Pathway Title 15 > Chapter 41 > Subchapter V > Section 1692 Details Reference: Section 1692 Legend: §1692 – Congressional Findings and Declaration of Purpose USCode Year: 2013 Provision Content (a) Abusive practices There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.…